Home Loan Payment Relief Mortgage
	Finally, it's now easier to afford a home! This program is designed for qualified borrowers who have a combined household income of $125,000 or less for Nassau and Suffolk counties, * and are purchasing a home. This mortgage features: 3/1 Adjustable Rate Mortgage (ARM) with a maximum yearly cap of 1% and a lifetime cap of 5% Highly competitive rate of 1% below the national average rate for 3/1 ARM Private Mortgage Insurance (PMI) required 92% loan to value (LTV) Gifts may be applied to your down payment. *Please call to obtain the maximum household income limitation for purchases outside of Nassau and Suffolk counties. Program requirement and rates subject to change at any time. To apply or learn more, call 1800-628-7070, or contact our Mortgage department via email at mloan@bethpagefcu.com.